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bankruptcy

IS BANKRUPTCY THE BEST OPTION FOR YOU?

If you feel like you are under a mountain of debt and do not have much in the way of assets, filing bankruptcy could be your best option. Bankruptcy is a legal proceeding that can allow individuals or businesses that cannot pay their bills to seek relief from their debts. Bankruptcy offers the possibility of eliminating your financial burdens by either liquidating your assets or reorganizing your debts into manageable payments over an extended time. While not all debts and obligations can be eliminated in a bankruptcy, it can give you a fresh start. 

Bankruptcy might be an option to consider if you are experiencing any of the following:

Harassing Creditor Phone Calls

Are you receiving numerous harassing phone calls from creditors to collect what is owed? Collection agencies are infamous for violating rules and engaging in constant and aggressive phone calls to your home, your place of employment, even to relatives. 

Wage Garnishments and Levies on Your Bank Accounts

Are you being threatened that the non-payment of your debt will result in garnished wages or placing liens on your bank accounts? Creditors do have the option of getting a court order to garnish your paychecks and freeze your bank accounts to obtain repayment of debt owed to them. 

Facing Foreclosure on Your Home

Is your mortgage company taking foreclosure action? A lien secures your mortgage on your home. In the event of non-payment of your mortgage for a specified time, the mortgage holder has the right to foreclose on your property.

Creditors Threatening to Repossess Your Car

Has your auto lender threatened to repossess your car? A lien on your car secures your auto loan. If you have missed several car payments, the lender has the right to repossess your vehicle.

The stress of the accumulated debt you owe and the constant daily phone calls and threatening letters from tenacious creditors requesting payments can cause a lot of turmoil. Bankruptcy was established by the US Government to help struggling Americans find relief from overwhelming debt that they could not repay. 

 

At Debt Rescue Law, our experienced attorneys will help put a stop to the harassment and threats. Once we have filed for Chapter 7 or Chapter 13 Bankruptcy, credit card companies and other creditors are required to cease collection efforts and work directly with us. Once your case is filed, the wage garnishments will stop, except garnishment for child support. If creditors continue to contact you directly, you are permitted to provide your “docket number” to them to halt communication with you. 

 

KEEP YOUR ASSETS

One of the most common questions when bankruptcy is being considered is whether they will be able to remain in their homes, keep their car, and certain other essential assets, as they are the most valuable things they own. When you work with Debt Rescue Law, our bankruptcy attorney will help you retain your assets and show you the steps to take following your bankruptcy so that you can quickly get back on your feet. 

keep-your-assets

When filing a Chapter 7 or Chapter 13 bankruptcy, Nevada state law has a list of personal property exemptions. It allows you to keep certain assets to assist with your fresh financial start. The following property is generally considered exempt:

 

  • Your house up to $550,000.00 of equity
  • Your car up to $15,000.00 of equity
  • Furniture and household goods up to $12,000.00
  • Wages – 75% of disposable earnings or amount equal to 50 times the federal minimum wage
  • Social Security, welfare, and unemployment benefits
  • Retirement savings

WE GET YOUR BANKRUPTCY CASE HANDLED — OUR MONEY BACK GUARANTEE

We want to encourage those facing financial woes to file for bankruptcy in order to help get their life back on track. So, we’ve introduced a simple money back guarantee. At Debt Rescue Law, we guarantee that if you file Chapter 7 Bankruptcy, you will get a discharge or all of your attorney fees will be refunded.

 

Here at Debt Rescue Law, we are confident that our office and staff will complete your bankruptcy filing successfully or you get your money back. How many other bankruptcy law firms can make this promise?
In order to qualify for our Chapter 7 money back guarantee you will need to meet state requirements for filing such as: household income, inability to pay back creditors, and verifying that you have not received a Chapter 7 discharge in the last 8 years.

 

At Debt Law Rescue, we make filing for bankruptcy simple and guarantee a discharge or you get your money back. You can rest assured that at Debt Rescue Law we take your faith in us seriously.

WORK WITH A TRUSTWORTHY PARTNER

By using the bankruptcy exemptions, many debtors can go through the bankruptcy process without losing any property. Our attorneys at Debt Rescue Law will work with you to explore all the options and determine what assets you will be able to keep when you file for bankruptcy. Give us a call at (833) 707-1234 today.

Let us help you!

If you need any help, please feel free to contact us. We will get back to you within 1-business day. Or if in a hurry, just call us now.

Call : (833) 551-1200

info@debtrescuelaw.com We are available 24/7

Are you looking for someone to help?

This could be the answer to get your life free from debts and keep your home!

Let us help you! Call Now : (833) 551-1200

info@debtrescuelaw.com
  We are available 24/7